The remortgage process typically takes 6 to 8 weeks depending on how complex the situation is.

The following gives you a simplified version of what happens.

  • Find the perfect mortgage.
  • Submit application to the mortgage lender.
  • All applicants credit history will be checked.
  • All required documents sent to the mortgage lender.
  • The mortgage lender will check the documents.
  • The mortgage lender checks the property.
  • Once the mortgage lender is happy, they will issue a mortgage offer.
  • It is time for the solicitor to complete the legal part of checking the property.
  • The solicitor will then pay off the current mortgage lender and everything is transferred to the new mortgage lender.