First Time Buyer Mortgages

Looking for your first home? How exciting! First time buyers typically benefit from the fact that they don’t need to save as much for a deposit and there are often other schemes that help you get that first foot firmly on the property ladder. We’ll help you secure the best mortgage for your circumstances, at the best possible rates.

Your first residential mortgage

For those who have never owned a property before

Unique discounts

The best deals exclusive to first time buyers

Frequently Asked Questions


We’ve collated a listed of common questions and answers asked by First Time Buyers, for your convenience.

  • How much deposit do I need?

  • How much can I borrow?

  • What schemes are available for first time buyers?

  • How can I boost the chance of getting a mortgage?

  • Does my credit score affect my mortgage rate?

  • What comes first, mortgage or find a property?

  • What is a “Mortgage agreement in principle”?

  • How long should I set my mortgage term for?

  • What paperwork will I need to apply for a mortgage?

First Time Buyer FAQs
Expert Advice

What We Do

Yorkshire Rose Mortgages can help you get the best mortgages deals that meet your needs.

  • We review your financial situation and understand your personal circumstances.

  • We research the market and collate the best deals that meet your needs.

  • We save you time, money and reduce the stress of securing a mortgage.

  • Because we are not tied to one lender, we’re able to offer more flexibility and choice.

  • We take care of the application process for you.

  • We’re here for you even after you receive your keys and can help with mortgage protection.

Mortgage Broker Wetherby
Call us today on 01937 538 981
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Your home may be repossessed if you do not keep up repayments on your mortgage.