If you are looking to change lenders due to better interest rates being available or looking to consolidate debt then you’ll need to complete a full mortgage application.

All lenders will require you to complete a full affordability and criteria check and your adviser will need full documentation from you to complete the application process.

Take advantage of better interest rates

For those who want to get the best possible deals

Debt consolidation or home improvements

Updating your property or reducing monthly outgoings.

Think carefully before securing other debts against your home.
Quote Icon

Always at the end of the phone to answer my questions and nothing was too much trouble.

You may have to pay an early repayment charge to your existing lender if you remortgage.
Frequently Asked Questions


We’ve collated a listed of common questions and answers asked when looking to remortgage, for your convenience.

  • Will I be able to borrow more when I Remortgage?

  • Can I make a lump sum payment off my mortgage?

  • Can I borrow extra money on my mortgage to consolidate my credit cards and for home improvements?

  • Does my credit score affect my mortgage rate?

  • How long does it take to Remortgage?

  • How long should I set my mortgage term for?

  • What paperwork will I need to apply for a mortgage?

Remortgaging FAQs
Expert Advice

What We Do

Yorkshire Rose Mortgages can help you get the best mortgages deals that meet your needs.

  • We review your financial situation and understand your personal circumstances.

  • We research the market and collate the best deals that meet your needs.

  • We save you time, money and reduce the stress of securing a mortgage.

  • Because we are not tied to one lender, we’re able to offer more flexibility and choice.

  • We take care of the application process for you.

  • We’re here for you even after you receive your keys and can help with mortgage protection.

Mortgage Broker Wetherby
Call us today on 01937 538 981
Let’s talk

Send a Message

Your home may be repossessed if you do not keep up repayments on your mortgage.